Everything from the first letter to getting paid, in the order you'll do it. Tick each step as you go; your progress is saved in this browser.
1–3 weeks before filing
Pennsylvania doesn't require a demand letter, but one often settles the case and is good evidence.
Use the free demand letter generator, give them 10–14 days, and keep a copy with proof of the date you sent it.
In Pennsylvania you can sue for up to $12,000 in the Magisterial District Court (Philadelphia Municipal Court in Philadelphia).
Run the 60-second case check to see the last day you can file.
Use the company's registered name and address; fictitious (trade) names are listed there too.
1–2 evenings
AOPC 308A: Civil Complaint (Statement of Claim in Philadelphia). Get the form.
Sign the complaint, which includes a verification that the facts are true; no notary is needed.
Bring the original and one copy for each defendant, plus one for yourself.
Filing day
Choose how you'll file:
Outside Philadelphia, file at the Magisterial District Court where the defendant lives or does business, where the problem happened, or where the contract was made; the pacourts.us locator finds the office. In Philadelphia, file in person at Municipal Court, 1339 Chestnut St, 10th floor.
Fees depend on the amount and the county. A typical 2026 schedule outside Philadelphia: about $125 for claims up to $500, $148 up to $2,000, $171 up to $4,000, and $228 up to $12,000, including surcharges and certified mail. Constable service costs about $60 more. In Philadelphia, about $95 up to $2,000 and $117 above that, including service at one Philadelphia address. Can't afford it? Ask for a fee waiver: Petition to Proceed In Forma Pauperis.
You get a docket number and the hearing date, set 12 to 60 days out.
Right after filing
The court handles service; you choose and pay for it: certified mail sent by the court, or delivery by a sheriff or constable.
The defendant must be served at least 10 days before the hearing.
The court mails by certified mail or the constable serves; the return receipt or constable's return goes into the court file.
Don't wait until the hearing. Ask the clerk right away for a new hearing date and try another method, such as personal delivery instead of mail, or a different address.
1–4 weeks before
A defendant who wants to fight the claim notifies the court before the hearing, and must file any counterclaim at least 5 days before it.
If you settle, tell the court in writing that the case is settled or withdrawn.
Get any settlement in writing, signed by both sides, with the amount and payment date.
A witness who saw what happened is stronger than a written statement; some judges won't accept letters.
Ask the MDJ office for a subpoena for a witness or documents.
Hearing day
Speak to the judge, not the other side. Stay calm, answer the question asked, and don't interrupt.
If the defendant doesn't come, you can get a judgment by default. If you don't come, your case can be dismissed.
Weeks to months
Either side can appeal to the county Court of Common Pleas within 30 days of the judgment and get a brand-new trial, often first before a panel of arbitrators.
Pennsylvania generally doesn't allow wage garnishment for ordinary debts. After 30 days, ask for an Order of Execution so a constable can seize property, or transfer the judgment to create a lien on real estate.
Keep proof of every payment. When you're paid in full, tell the court; some courts require a satisfaction-of-judgment form.